Payday Problem

When your paycheck isn't due to arrive for weeks and you have emergency bills to pay, you've got a payday problem. We've all been in this situation at one time or another. Unexpected expenses have a way of springing up long before payday, which is typically when most people are lowest on cash. If you have urgent bills and expenses and no cash, don't panic. You can solve your paycheck problem with a simple payday loan. Also called cash advances, payday loans front you the money from your next paycheck now, so you have the cash you need to keep your finances in order until your actual payday arrives.

How Payday Loans Work

Cash advances solve your payday problem by bringing your payday to you whenever you need it. Essentially, a payday advance is a short-term loan secured by your next paycheck. If you get approved for a payday loan, your lender will send the money to your bank account electronically. The repayment of your loan is handled in the same way-your lender will deduct the principal of the loan plus finance charges from your bank account automatically. The due date to repay your paycheck loan will vary, but most lenders try to coincide it with the date of your next payday (varies by lender). Once you're approved for your payday loan, you can solve your paycheck problem in just a few business days (varies by lender).

Cash Advance Eligibility

All lenders have different eligibility requirements for cash advances. However, these requirements usually have a few things in common. First, you must be at least 18 years old and have U.S. citizenship to qualify. Secondly, you will need to have a valid bank account with an enabled direct deposit feature. Lastly, you have to be employed and meet the minimum monthly income requirements of your lender (varies by lender). You can find out if you are eligible for a cash advance by filling out an application on your lender's website. Your lender will usually tell you within minutes if they can help solve your payday problem with a cash advance (varies by lender).

Solve Your Payday Problems

Finding the right lender is the first step to solving your payday problem. Completing the sign-up form provided on this page will enable us to refer you to a payday lender for free. The referral has no strings attached, so no commitments are required. Complete the form now to receive your free quote on a cash advance.